Company Overview

FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, insurance, and investment products and services in South Africa, rest of Africa, the United Kingdom, rest of Europe, North America, and Asia. The company offers deposit-taking services and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. FirstRand Limited was founded in 1998 and is based in Sandton, South Africa.

  • Name

    FirstRand Limited

  • CEO

    Ms. Mary Vilakazi B.Com., BCom (Hons), C.A., CA(SA), HDip Auditing

  • Website

    www.firstrand.co.za

  • Sector

    Financial Services

  • Year Founded

    1966

Profile

  • Market Cap

  • EV

  • Shares Out

  • Revenue

    ZAR 126.95B

  • Employees

    49,250

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    41.76%

  • Net

    31.28%

  • FCF

    -55.71%

Returns (5Yr Avg)

  • ROA

    1.53%

  • ROTA

    18.05%

  • ROE

    17.63%

  • ROCE

  • ROIC

    1.72%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ZAR 67.45B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    10.18%

  • Rev 5Yr

    5.8%

  • Rev 10Yr

  • Dil EPS 3Yr

    12.63%

  • Dil EPS 5Yr

    4.82%

  • Dil EPS 10Yr

    7.43%

  • Rev Fwd 2Yr

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

  • EPS LT Growth Est

Dividends

  • Yield

  • Payout

    60.9%

  • DPS

    ZAR 4.15

  • DPS Growth 3Yr

    16.42%

  • DPS Growth 5Yr

    7.36%

  • DPS Growth 10Yr

    9.08%

  • DPS Growth Fwd 2Yr

JSE:FSR